Backing stablecoins with bank deposits risks replicating the same maturity transformation that makes banking inherently unstable,...

Na Era da Banca Livre nos Estados Unidos (1837-1863), os bancos privados podiam emitir as suas próprias notas de dólar, gerando um...

Circle, the issuer of USD Coin, had $3.3 billion of its reserves held at Silicon Valley Bank when the bank collapsed. There is a...

Stablecoins are tradeable and invest in assets like money market funds but exist on a decentralized ledger. With the Genius Act clearing...